You think that being broke is witchcraft but it is not. These are some of the reasons that you are broke. When you overcome them, your life will change.

• Comparing yourself to others

Comparing yourself to others pulls your focus off your own lane. You waste energy tracking someone else is progress instead of improving your own skills or building your income streams.

It breeds frustration, not strategy—you start buying what they have, chasing their goals, and doubting your path. While they’re working, you’re scrolling and over analyzing. Time and attention that go into creating, learning, or earning are wasted on comparison. This is how it quietly keeps you broke.

•  Always complaining

Always complaining traps, you in the problem instead of the solution. It eats up time and energy that will go toward fixing what’s wrong or finding a better route.

When you constantly focus on what’s not working, your mind stays stuck there. You stop seeing opportunities. People stop wanting to work with you. Complaining feels like doing something, but it’s just noise that blocks progress.

• Repeating the same mistake

Repeating the same mistake shows you’re not learning from experience. It costs time, money, and confidence because you keep starting over instead of moving ahead.

When you don’t pause to ask why something failed, you end up stuck in the same loop—different day, same result. Growth occurs when you adjust your approach. It does not occur when you keep hoping the same move will magically work next time.

• Expecting perfection

Expecting perfection keeps you stuck at the starting line. You spend so much time tweaking, editing, and second-guessing that nothing ever gets finished—or paid for.

Perfectionism feels like high standards, but it’s really fear dressed up as productivity. Progress, not perfection, is what brings results. You can always refine later, but you can’t improve something that never leaves your head.

• Fear of failure

Fear of failure makes you play small. You avoid risks, delay action, and talk yourself out of chances that actually change your situation.

The problem is, not trying is a failure—just slower and quieter. Every successful person has messed up plenty; they just treat failure as feedback; not proof they can’t do it. When you stop fearing mistakes, you start moving, and that’s where money and growth live

• Lack of priority

Lack of priority scatters your energy. You end up busy all day. You are not productive. You jump from one thing to another without moving closer to your real goals.

When everything feels important, nothing truly gets done. Money and progress come from focus—knowing what matters most right now and giving it your best attention. Without that, you work hard but stay stuck.

• Waiting for inspiration

Waiting for inspiration is a quiet trap. You tell yourself you’ll start when you “feel ready,” but those perfect moments rarely come.

Momentum creates inspiration, not the other way around. Once you start working—imperfectly—the ideas and motivation show up. People who wait stay dreaming; people who act build.

• Toxic relationships

Toxic relationships drain more than just emotion—they steal time, focus, and confidence. When you’re constantly managing drama or walking on eggshells, you’ve got no space left for growth or creativity.

Instead of pushing you ahead, these connections pull you back into stress and self-doubt. You can’t build wealth or peace while someone keeps draining your energy to fuel their chaos.

• Scrolling aimlessly

Scrolling aimlessly on your phone feels harmless, but it quietly eats hours you never get back. You trick yourself into thinking you’re “relaxing” or “staying informed,” when you’re really numbing out.

Meanwhile, your focus, ideas, and motivation slip away in tiny swipes. The more you consume, the less you create—and creation is where the money and momentum come from.

• Trying to do everything yourself

Trying to do everything yourself keeps you stuck in survival mode. You end up overworked, underpaid, and constantly tired because you’re juggling tasks that be shared, automated, or outsourced.

It feels like control, but it’s actually limitation. Real growth—financial or otherwise—comes when you free your time to focus on the things only you can do.

Conclusion

Time is your real currency. Spend it wisely, cut the habits that drain it, and you’ll start seeing the results you’ve been chasing.